How to choose right mutual funds?

How to choose the right mutual funds?

While investing in mutual funds, you have to remember that you must choose the mutual fund based on your risk profile. If you are an aggressive investor then you will have to pick up such aggressive mutual funds which will have high risk and at the same time high returns. If you are a very moderate risk taker then you should look for those mutual funds which carry moderate risk and moderate return.
Look at the expense ratio: A lot of mutual funds come with a very high expense ratio which means though those mutual funds offer you high returns, you will end up it losing all that because there is a very high outflow of expenses.
Invest based on time horizon: There are many mutual funds that will give you a good return in the long run but if you are investing in the short term those are not the mutual funds for you. If you invest in mutual funds just because you want to make a profit without considering the time horizon, at the time of taking out the money, your money or portfolio may be slope down and you will lose a lot of money.
Choose small-cap funds and mid-cap funds based on your risk-taking ability: Small-cap funds and mid-cap funds are not for everyone. It should not happen that everyone invests in small-cap and mid-cap funds. Small-cap funds come with high risk. If in case, you invest in small-cap funds and if you trying take out your money at the same time when the market is down, you will be lost. Hence, it is important that you don’t invest in small-cap and mid-cap funds without analyzing your risk-taking ability because if you are someone who can’t take so much risk then you should not invest in such funds.
Look for diversification: Look for those funds which have diversification within the funds. If you don’t look that kind of diversifications then it may so happen then after you invest money, in case if that sector goes down then you will lose money.
Consult Financial Advisor: If you are a new investor and still have hesitation to choose the right funds for your investment, you can contact your nearest financial advisor. They are professionals who can provide you the best advice on your investment and help you to strategically manage your funds.

Pune: A New Hub of Real Estate Development

The significance of this beautiful city lies in its wonderful location. It is one of the most remarkable places in Maharashtra where two important rivers namely Mula and Mutha meet with each other. Over the years “the Queen of Deccan – Pune” has emerged as a potential location for residential real estate. This development is highly triggered by various factors considering a few which include world-class educational offerings, massive historical structures, and beautiful widespread land spaces. Increasing real estate development in Pune has also brought significant changes in the infrastructure of the city. A few of the prime properties in Pune are listed below. These properties are unique in their nature as they provide various amenities to its residents however these properties are also considered for their prime locations and are well connected to different parts of the region.

Mahindra life spaces – Anthea
Anthea is a luxurious residential real estate project undertaken by Mahindra Lifespaces. It is widely spread across 16 acres of land. The project is based at Pimpri, Pune, this location is an added advantage to its residents since various facilities are nearby to the vicinity of Anthea. Each apartment of these residences is built with the latest technologies and facilities to enhance its residential experiences. It offers spacious apartments in the configuration of 1, 2 and 3 BHK. Keeping beautiful greenery in mind apartments are built with proper ventilation and exposure to greenery. The project offers its residents a life that is more auspicious in the most comfortable and convenient manner.

Rohan Abhilasha
Rohan Abhilasha is one of the famous residential real estate projects in Pune. It is located in the beautiful location of Wagholi. The spread of the project reaches across 30 acres of land. It is designed with great aesthetics giving importance to green healthy living. Presently Rohan Abhilasha has partnered for the home down payment assistance program for the first time home buyers. This offer provides a helping hand for the first time home buyers to gather home down payment.

Peninsula Land-Address One
This project is located at Gahunje, Pune. The project offers 1, 2, and 3 BHK residential apartments. Peninsula land-address one offers various modern amenities loaded with lavish facilities. Some of the facilities include a swimming pool, clubhouse, jogging tracks, indoor sports area. Another added feature of this project is that it provides 24/7 safety and security to all its residents. This safety and security in the locality ensure trust and peaceful living.

Godrej Prana
It is located at Undri, Pune. The residential complex offers an exclusive community featuring 2, 2.5 and 3 BHK homes. The main benefit of this location is its excellent connectivity. It has many prominent entertainment spots, schools, clubs and museums near its vicinity.

These were few of the famous properties constructed in Pune. The locations hold some of the best and world-class real estate projects and infrastructure. Considering the growing social and economic development, the city holds true value for real estate investments. This situation generates the ideal case for a unique and luxurious residence stay experience.

Godrej Properties – Redefining luxurious Lifestyle

According to IBEF (India Brand Equity Foundation), in the financial year 2018, the total income of Godrej Properties recorded a sum of Rs 2,086.92 crore (US$ 323.81 million). Godrej Properties is presently available in 12 Indian cities. Moreover, in recent times it is coming up with more real estate projects in different parts of the country. Some of the famous Godrej real estate projects include Godrej Prana, Godrej Greens, Godrej Alive, and Godrej Emerald. Below is a brief description of such amazing real estate projects developed by Godrej Properties. These projects are highly innovative and are specially designed to satisfy the needs of their customers.

Godrej Greens
As the name suggests this residential project of Godrej ensures a green, fresh and energetic way of living. It aims at giving the inhabitants a natural joy by taking away some of their daily life burdens. This residential real estate project is based in Undri, Pune. The project is spread across 10.55 acres of land consisting of 1156 homes each designed with comfort and convenience in mind. It also provides a calm and peaceful environment for its residents to enjoy the serene beauty of the location. Now experiencing a residential living in Godrej Green is easy. Presently Godrej Green has partnered for the home down payment assistance program for the first time home buyers. This offer assists first time home buyers to gather home down payment.

Godrej Alive
Crafted by the finest of luxuries, this residential project of Godrej has become an alive landmark on Mulund-Thane Circle. At the core, this project is located in Thane West, Mumbai. It offers the finest apartments in the configuration of 2, 3 and 4 BHK. Godrej Alive aims at living the landmark since it is near to some of the famous destinations in Thane. These nearby destinations include Korum Mall, Viviana Mall, Fortis Hospital, Jupiter Hospital, Singhania School and Billabong High School. The project also provides various amenities in the vicinity area some unique amenities include Futsal and Tai Chi.

Godrej Emerald
It is one of the best well planned real estate projects offered by Godrej Properties. The project offers a unique experience of urban living with great connectivity. It’s a lavishly build real estate project that connects the best of nature with its residents. The beauty of this project lies in the environmental view of Yeoor Hills and Vasai Creek.

Godrej Prana
Godrej Prana is a perfect destination for residential living, it enables a balanced lifestyle for its residents by providing four exclusive lifestyle zones, namely Nature, Life, Joy, and Zen. The project is located at Undri, Pune. The residential complex offers an exclusive community featuring 2, 2.5 and 3 BHK homes. The main benefit of this location is its excellent connectivity. It also offers a lush green environment to its residents for a healthy lifestyle.

These were some of the most amazing constructions of Godrej Properties. The real estate builder ensures that innovation and sustainability is offered in each of its projects. For Godrej Properties quality and excellence of work is an effort to make good relations with their customers.